Professional Indemnity/Cyber Insurance

[andyH]

I am about to start testing and hopefully sell an application. I intend to use a website to download demos, and eventually sell applications from the website. For the UK, what insurance is available for professional indemnity and cyber insurance - such as the unintentional transmission of malware or a virus - thought I very much doubt I have such a thing as all precautions are taken.

Thanks

Andy

[FourthWorld]

I'm not familiar with such an option, but I'm curious as to how much those premiums are, and what the underwriter requires in terms of developer efforts to minimize exposure.

[Simon]

Doesn't this get covered in the EULA?
Some fine print line that says "The end user agrees to take all responsibility"?

Simon

[andyH]

Hi Richard and Simon

Up until yesterday I had been given three quotes to cover such insurance, until I read more carefully the small print, and they made contradictory statements that I would be covered against accidental virus transmission, and then later that this was excluded! One policy that I will need to find out more about is by HISCOX - www. hiscox.co.uk - which is its E-risks insurance. Do not know what the premium is yet, or user requirements, but will let you know.

I do have an EULA which includes something like the end user takes all responsibility. However, I have a primary school that is willing to test my software, and this is where my concern lies.

I am almost 100% sure that my systems are virus and malware free. Can one be ever 100% sure? I develop on an iMac with OSX 8. I use Intego to protect the machine. I scan regularly and keep my malware/virus defns. I use different user setups from developing to general work, and so on.